Down Payment Assistance

Eligible to be used with these Loan Products:



USDA Rural Development

Assistance forgivable after 10 years of ownership!

Key Program Requirements:

Funds can be used towards:

  • Down Payment
  • Closing Costs
  • Pre-Paid Taxes
  • Pre-Paid Insurance
  • Other fees & expenses

Owner Occupied – 1 Unit Homes

  • Single Family
  • Condominiums/Townhomes
  • Manufactured Homes are not eligible
  • Minimum 640 Fico Score
  • Does not have to be First-Time Homebuyer.
  • No Bankruptcies and/or Foreclosures in prior 7 years
  • All Judgements must be cleared
  • Debt Repayment and IRS Repayment plans must be fully paid to be eligible
  • Homeownership Counseling is required